Calculate your nominal maturity corpus alongside its true purchasing power in today’s rupees after accounting for annual inflation.
Comparing Nominal Value vs Real Purchasing Power
₹50.46L
₹21.05L
If your investments deliver an 8% return while annual inflation is 6%, your real purchasing power is growing by approximately 2% per year. Conversely, holding cash in low-yielding bank savings accounts earning 3% actually results in guaranteed wealth destruction in real terms.
Nominal return is the raw rupee figure on your statement. Inflation-adjusted return (or Real Return) subtracts the annual erosion of currency purchasing power to reveal what your future corpus will actually be able to buy in today’s rupees.