Plan your monthly Systematic Investment Plan in SBI Mutual Funds. Estimate potential future corpus, accumulated gains, and year-by-year wealth growth.
Calculate returns on regular monthly investments in SBI Mutual Funds
Note: Mutual fund investments are subject to market risks. Return rates entered here are for illustrative simulation only.
Investing ₹10,000/month for 15 years will grow into ₹50.46L. Your gains are ₹32,45,760.
₹18,00,000
₹32,45,760
₹50,45,760
Year-by-year accumulation showing total principal invested and returns generated.
| Year | Invested Amount | Estimated Returns | Total Value |
|---|---|---|---|
| Year 1 | ₹1,20,000 | +₹8,093 | ₹1,28,093 |
| Year 2 | ₹2,40,000 | +₹32,432 | ₹2,72,432 |
| Year 3 | ₹3,60,000 | +₹75,076 | ₹4,35,076 |
| Year 4 | ₹4,80,000 | +₹1,38,348 | ₹6,18,348 |
| Year 5 | ₹6,00,000 | +₹2,24,864 | ₹8,24,864 |
| Year 6 | ₹7,20,000 | +₹3,37,570 | ₹10,57,570 |
| Year 7 | ₹8,40,000 | +₹4,79,790 | ₹13,19,790 |
| Year 8 | ₹9,60,000 | +₹6,55,266 | ₹16,15,266 |
| Year 9 | ₹10,80,000 | +₹8,68,215 | ₹19,48,215 |
| Year 10 | ₹12,00,000 | +₹11,23,391 | ₹23,23,391 |
| Year 11 | ₹13,20,000 | +₹14,26,148 | ₹27,46,148 |
| Year 12 | ₹14,40,000 | +₹17,82,522 | ₹32,22,522 |
| Year 13 | ₹15,60,000 | +₹21,99,311 | ₹37,59,311 |
| Year 14 | ₹16,80,000 | +₹26,84,180 | ₹43,64,180 |
| Year 15 | ₹18,00,000 | +₹32,45,760 | ₹50,45,760 |
The calculator computes returns on recurring monthly deposits using the standard future value formula:
Suppose an investor starts a monthly SIP of ₹10,000 in an SBI equity mutual fund delivering an assumed 12% CAGR over 15 years:
The calculator uses the compound interest annuity formula: FV = P × [((1+r)^n − 1)/r] × (1+r), where P is your monthly investment, r is the monthly interest rate (annual return / 12 / 100), and n is the total number of monthly contributions. It computes the compounded value of every installment until the end of the tenure.